Checking & Savings

Business Banking

Banking with a

business edge

Ocean Business Checking gives you everything you need to handle everyday banking

Open now

Business Accounts:
Checking
Money Market
Savings
CD

Accounts with online & mobile services to

bank with convenience and control

Account Alerts

Stay up-to date with notifications about account activity and balances

Find out how

Mobile Deposit

Use the camera on your phone or tablet to deposit checks in the moment

Get started

Online Budgeting

Track revenue and spending and download reports with our money management tool

Learn more

Single Sign In

Use the same credentials to access business and personal accounts online

Enroll now

Ocean Contactless Debit Mastercard®

Paying contactless has never been easier — when your debit card is in your digital wallet

Learn how

Ocean Bank Debit Mastercard®

Go cashless and pay contactless with your debit card in your digital wallet.

Apply now

Ocean Bank Debit Mastercard®

Go cashlessand pay contactless.

Pay securely with your debit card in your digital wallet.

Apply Now

CD, IRA and Coverdell Education Savings Account

Save with confidence

Saving for the long-term, knowing the funds are always available if you need the cash sooner than expected. A withdrawal penalty may apply.

Open 8-month CD now Visit a branch near you for more long-term saving options.

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Looking for an operating, single

purpose or other business account?

You have choices.

Business Checking

Get a simple account and add the services your business needs

Open now More details

$100

Minimum to open

Unlimited transactions

Online and
Mobile Banking

Cash flow management tools

Debit Mastercard
for digital wallet

No fee to use ATMs at Ocean or Publix Presto! locations

Business Checking

Get a simple account and add the services your business needs

Open now More details

$100

Minimum to open

Unlimited transactions

Online and Mobile Banking

Cash flow management tools

Debit Mastercard for digital wallet

No fee to use ATMs at Ocean or Publix Presto! locations

Community Checking

Open an account with convenience and control if you are a non-profit organization or sole proprietor

Open at a branch near you More details

$100

Minimum to open

Unlimited transactions

Online and
Mobile Banking

Cash flow management tools

Debit Mastercard
for digital wallet

No fee to use ATMs at Ocean or Publix Presto! locations

Community Checking

Open an account with convenience and control if you are a non-profit organization or sole proprietor

Open at a branch near you More details

$100

Minimum to open

Unlimited transactions

Online and Mobile Banking

Cash flow management tools

Debit Mastercard for digital wallet

No fee to use ATMs at Ocean or Publix Presto! locations

Business Relationship Checking with Account Analysis

Tap into the power of checking plus earn interest

Open at a branch near you More details

$1,000

Minimum to open

$0

Minimum balance to earn interest

Tiered interest rates

Cash flow management tools

Online and
Mobile Banking

Cost per item fees¹

Business Relationship Checking with Account Analysis

Tap into the power of checking plus earn interest

Open at a branch near you More details

$1,000

Minimum to open

$20

Monthly maintenance fee + $5 paper statement fee

How to avoid

$0

Minimum balance to earn interest

Tiered interest rates

Cash flow management tools

Online and Mobile Banking

Per item transaction fees apply¹

Business Money Market

Earn interest with easy ways to avoid monthly fees

Open at a branch near you More details

$2,500

Minimum to open

$2,500

Minimum balance to earn interest

Tiered interest rates

Unlimited transactions

Cash flow management tools

Online and
Mobile Banking

Business Money Market

Earn interest with easy ways to avoid monthly fees

Open at a branch near you More details

$2,500

Minimum to open

$2,500

Minimum balance to earn interest

Tiered interest rates

Unlimited transactions

Cash flow management tools

Online and Mobile Banking

Business Savings

Put idle cash to work

Open at a branch near you More details

$250

Minimum to open

$0

Minimum balance to earn interest

Tiered interest rates

Unlimited transactions

Cash flow management tools

Online and
Mobile Banking

Business Savings

Put idle cash to work

Open at a branch near you More details

$250

Minimum to open

$0

Minimum balance to earn interest

Tiered interest rates

Unlimited transactions

Cash flow management tools

Online and Mobile Banking

Business Certificate of Deposit (CD)

Forecast earnings with a fixed term and rate^²

Open at a branch near you

$2,500

Minimum to open

$0

Fees, early withdrawal penalties may apply

Lock in a fixed rate²

Terms from a few months to 5 years

Renew at maturity for the same or different term

Access funds anytime, penalties may apply

Monitor balance in Online and
Mobile Banking

Business Certificate of Deposit (CD)

Forecast earnings with a fixed term and rate²

Open at a branch near you Additional details View interest rates

$2,500

Minimum to open

$0

Fees, early withdrawal penalties may apply

Lock in a fixed rate

Terms from a few months to 10 years

Renew at maturity for the same or different term

Access funds anytime, penalties may apply

Monitor balance in Online Banking and the mobile app

Not sure which account is right for you?

Meet with an expert

What's needed to open your new account?³

Tax Identification Number

Proof of address:

Bank statement, lease agreement or real estate tax bill

Information for Beneficial Owners:

Full name
Address
Phone number
Email address

Your business is organized in Florida:

Verification of legal entity status from Sunbiz

Your business is organized in another state:

Articles of Incorporation, Articles of Organization, Certificate of Formation or other documentation to verify the official formation of the legal entity

Ways we can help your business

Earn Rewards

Use a credit card to make purchases. Take advantage of a low intro rate and ways to avoid the annual fee.

Find your card

Preserve Cash

Add cash flow management services to any Ocean business checking to pay in real-time and right on time

Start now

Expand Globally

Add exporting capabilities to your small business with an
Ex-Im Working Capital Loan

Explore how

We’re ready to help

With 22 convenient locations in South Florida, there’s always a neighborhood banking center nearby

Let's meet virtually or in person Search for your nearest branch

¹ $0.30 Deposit Slip, $0.15 Checks Paid, $0.11 Deposited Item.

²Withdrawals will reduce earnings. Early withdrawal penalty will apply.

³ Additional information or documentation may be required.

Checking & Savings

Banking with a

Ocean Business Checking gives you everything you need to handle everyday banking

Account Alerts

Mobile Deposit

Online Budgeting

Single Sign In

Business Checking

$100

$15

Business Checking

$100

$15

details

Community Checking

$100

$15

Community Checking

$100

$15

details

Business Relationship Checking with Account Analysis

$1,000

$20

$0

Business Relationship Checking with Account Analysis

$1,000

$20

details

$0

Business Money Market

$2,500

$20

$2,500

Business Money Market

$2,500

$20

details

$2,500

Business Savings

$250

$5

$0

Business Savings

$250

$5

details

$0

Business Certificate of Deposit (CD)

$2,500

$0

Business Certificate of Deposit (CD)

$2,500

$0

details

Not sure which account is right for you?

What's needed to open your new account?³

Ways we can help your business

Earn Rewards

Preserve Cash

Expand Globally

We’re ready to help

Disclosures

La Empresa

Información Legal

Conectémonos

Servicio al Cliente

Comience su experiencia con Ocean Bank

La Empresa

Información Legal

Conectémonos

Servicio al Cliente

Comience su experiencia con Ocean Bank