Personal Banking

Checking Accounts

Banking With Choices

Pay bills, make purchases, get cash, go paperless and write checks

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Savings Accounts

See It Then Save For It

Ways to reach your goals for your now and your next

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Personal Loans

From Goals To Plans

Funds for your vision and your future

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Contactless Credit Cards

Purchasing Power

Low intro rates plus global acceptance and benefits of Mastercard®

Find your card

Open

Accounts¹

Personal Checking

Business Checking

Personal Savings

8-Month CD2

Apply for

Credit Cards³

Personal

Rewards Card

Secured Card

Travel Rewards Card

Business

Rewards Card

Secured Card

Manage

Credit Cards

Redeem points4

View credit card transactions and statements

Pay monthly bill online directly from the credit card portal4

Mobile & Online

Available Devices

iPhone

iPad

Android

Download app:

1Online personal deposit account opening available to U.S. citizens who reside in the United States. Online business deposit account opening available to businesses formed and registered in Florida and accounts are limited to two signers.

2Available for personal accounts.

3Subject to credit approval. Online personal credit card applications available to individuals who meet the card's eligibility requirements. Online business credit card applications available to businesses and guarantors who are existing customers of Ocean Bank and meet other eligibility requirements.

 

4Requires enrollment in ezCard.  

Here's how we can help

Enjoy the benefits of low intro rates to pay for purchases anywhere Mastercard® is accepted, in person and online

Find the credit card for you

Tap into the equity you’ve built up in your home to get a line of credit to pay for home renovations, a family vacation, or just about anything

 

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Talk with an expert

Get a loan up to 100% of the value of your personal Certificate of Deposit or savings account. Use loan funds for just about anything without depleting your savings

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Here's how we can help

Save for retirement with a tax-advantaged account and watch your money grow at a fixed interest rate1

Open at a branch near you

Lock in a fixed interest rate and choose from a variety of CD terms to earn more when rates rise1

 

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Open an 8-month CD online Visit a branch near you

Here's how we can help

Transfer balances from higher interest credit cards to an Ocean credit card with a low intro rate

Find credit card

Automatically transfer money from your checking to an interest-earning savings account and pay down debt with

 

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Open checking and savings accounts online

Rates are typically lower that most credit cards so you can reduce your monthly payment plus get cash to pay off higher rate debt

 

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Talk with an expert

Here's how we can help

Our experts can guide you to choose from fixed- and adjustable-rate options and terms from 10 to 30 years that best will suite your needs

 

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Talk with an expert

Here's how we can help

Options include cards with low intro rates, no annual fees and rewards – plus you can apply online now

Find credit card

Everyday checking starting with just $20 to fund and the convenience of a free contactless Debit Mastercard® for your digital wallet

Open Personal Checking online

Start saving at competitive rates with a low $50 initial deposit and a free contactless Debit Mastercard®

 

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Open Personal Savings online

Lock in a fixed interest rate so you know how much you’ll earn1

 

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Open 8-month CD online

Here's how we can help

Use the balance in your Ocean personal savings or CD account to secure the card, then manage your spending and payment on time to improve your credit status

 

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Apply online

Set up one-time, recurring and automatic payments in Online Bill Pay 

Open an account online and enroll in Online Banking

Use our online financial management tool to track expenses, set spending limits and create a budget

Open an account online and enroll in Online Banking