Personal

Checking Accounts

Banking With Choices

Pay bills, make purchases, get cash,
go paperless and write checks

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Savings Accounts

See It Then Save For It

Ways to reach your goals for your now and your next

Start now
Personal Loans

From Goals To Plans

Funds for your vision and your future

Explore options
Contactless Credit Cards

Purchasing Power

Low intro rates plus global acceptance and benefits of Mastercard®

Find your card

Apply for

Credit Cards³

Personal

Rewards Card

Secured Card

Travel Rewards Card

Business

Rewards Card

Secured Card

Manage

Credit Cards4

Redeem points

View credit card transactions and statements

Pay monthly bill online directly from the credit card portal

Mobile & Online

Available Devices

iPhone

iPad

Android

Download app:

Loans and credit cards are subject to credit approval.

1Online personal deposit account opening available to U.S. citizens who reside in the United States. Online business deposit account opening available to businesses formed and registered in Florida and accounts are limited to two signers.

2Available for personal accounts.

 

3Online personal credit card applications available to individuals who meet the card's eligibility requirements. Online business credit card applications available to businesses and guarantors who are existing customers of Ocean and meet other eligibility requirements.

 

4Requires enrollment in eZCard or Online Banking.  

Here's how we can help

Enjoy the benefits of low intro rates to pay for purchases anywhere Mastercard® is accepted, in person and online

Find your card

Tap into the equity you’ve built up in your home to get a line of credit to pay for home renovations, a family vacation, or just about anything

Learn how

Get a loan up to 100% of the value of your Ocean Personal Certificate of Deposit or Ocean Personal Savings. Use loan funds for just about anything without depleting your savings.

Talk with an expert

Here's how we can help

Save for retirement with a tax-advantaged Individual Retirement Account

Open at a branch near you

Lock in a fixed interest rate and choose from a variety of CD terms. Open an 8-month CD online or visit a branch for more options.

Open online Find branch

Here's how we can help

Transfer balances from higher interest credit cards to an Ocean credit card with a low intro rate

Find credit card

Automatically transfer money from your checking to an interest-earning savings account

Find your account

Lock in a lower rate than your current mortgage to reduce your monthly payment plus get cash to pay off higher rate debt

Talk with an expert

Here's how we can help

Our experts can guide you to choose from fixed- and adjustable-rate options and terms from 10 to 30 years that best will suite your needs

 

Learn more

Talk with an expert

Here's how we can help

Options include cards with low intro rates, no annual fees and rewards – plus you can apply online now

Find credit card

Everyday checking starting with just $20 to fund and the convenience of a free contactless Debit Mastercard® for your digital wallet

Open Personal Checking online

Start saving at competitive rates with a low $50 initial deposit and a free contactless Debit Mastercard®

 

View rates

Open Personal Savings online

Lock in a fixed interest rate so you know how much you’ll earn1

 

View rates

Open 8-month CD online

Here's how we can help

Use the balance in your Ocean personal savings or CD account to secure the card, then manage your spending and payment on time to improve your credit status

 

Learn more

Apply online

Set up one-time, recurring and automatic payments in Online Bill Pay 

Open an account online and enroll in Online Banking

Use our online financial management tool to track expenses, set spending limits and create a budget

Open an account online and enroll in Online Banking