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Ocean Bank

Loans

International Personal and Business Loans

Financing for your global world

Private, personalized service every step of the way

Loan solutions designed with

international customers in mind

Adjustable-Rate Loans

Choose from 1-, 3-, 5- or 7-year terms to meet your budget

Build or Purchase a Home

Envision your dream or move right in

Explore Refinancing

Save more by paying off your mortgage early or lowering your monthly payment

Flexible Terms

Plan your budget with rates and terms that fit your unique situation

Professional Recommendations

Borrow the right amount for your financial position and investment goals

Maximize Market Opportunities

Enter attractive real estate markets when the timing is just right

Guarantee Payment

Assure sellers they will get paid for goods and services you purchase

Capitalize on Opportunities

Lock in attractive pricing

Keep Moving Projects Forward

Buy materials for home improvements, upgrades or another project

Get Started

No minimum loan amount required

Plan Ahead

Lock in a fixed rate with a set repayment amount

Choices, Choices

Loans available for new or used vehicles and boats

Up to 100%

Borrow up to 100% of the value of your pledged account

Preserve Cash

Use loan funds for just about anything you want or need without tapping into your savings

Fixed Rates

Plan your budget with a payment amount that stays the same

Lines of Credit

Get access to working capital when you need it

Term Loans

Pay for materials, fixed assets and other large purchases

Equipment Financing

Finance up to 100% of the cost without depleting cash reserves

Pre- and Post- Export Financing

Expand your international trade business with financing that supports strong cash flow

Letters of Credit

Use funds to manufacture or purchase products for export, or guarantee payment to sellers of imported goods

Foreign Exchange Services

Send payments to international vendors in foreign currencies or hedge foreign currency

Documentary Collections

Bank-to-bank documentation processing reduces your administrative burden and mitigates risk

Ex-Im Bank Lending

Increase your borrowing power with financing to grow your export business

Ocean Factoring™

Get immediate cash for receivables 

Asset-Based Lending

Expand your international trade business with financing that supports strong cash flow

Personal and business lending…

personalized

Simple Applications

Low documentation programs designed to make it easy and convenient to get access to funds

Digital Payments

Schedule payments anytime in our secure loan payment portal, Online Banking and the mobile app

Online Access

View loan balance, payment history, payments due and more on your computer, phone or tablet

Ready to talk about financing solutions?

Set up a time to meet with an expert

Schedule now

We’re ready to help

With 22 convenient locations in South Florida, there’s always a neighborhood banking center nearby

Let's meet virtually or in person Search for your nearest branch

¹ Home Loans. Property must be located in the state of Florida.

2 Real Estate Investment Loans. Property must be located in the state of Florida.

Loans and credit cards are subject to credit approval.