Find your branch
Ocean Bank

Business Banking

Everyday Banking

Simplified checking and savings accounts with features to bank on the go and stay in the know

See what you can do

Cash Flow Management

Add payment processing efficiencies and strengthen your cash position with a customized service package

Explore options

Loans

Grow. Expand. Build. Whatever is in your plans, we have the loans to help you get there.

See what you can do

Merchant Services

Give customers the option to pay with credit and debit cards and get access to funds as soon as the next day

Learn how

Digital Services

It’s your business - bank your way whenever, wherever

See what you can do

Credit Cards

Earn rewards for everyday purchases and pay recurring bills with your card to accumulate points faster

Apply now

Bank-Owned Property

Buy property that Ocean owns and set up your next office or expand your real estate investment portfolio

View properties

How can we help your business grow?

Meet with an expert

Apply for

Credit Cards3

Personal

Rewards

Secured

Travel Rewards

Business

Rewards

Secured

Manage

Credit Cards

Redeem points4

View credit card transactions and statements

Pay monthly bill online directly from the credit card portal4

Mobile & Online

Available Devices

iPhone

iPad

Android

Download app:

1 Online personal deposit account opening available to U.S. citizens who reside in the United States. Online business deposit account opening available to businesses formed and registered in Florida and accounts are limited to two signers.

2Available for personal accounts.

3Subject to credit approval. Online personal credit card applications available to individuals who meet the card's eligibility requirements. Online business credit card applications available to businesses and guarantors who are existing customers of Ocean and meet other eligibility requirements.

 

4Requires enrollment in eZCard.  

Here's how we can help

Buy space your business needs today, consider more square footage for future growth or to sublease for rental income

Talk with an expert

Your U.S. business may qualify for long-term, fixed rate loans from $125,000 to $5.5 million

Find out more

Here's how we can help

Checks from customers and tenants are mailed to an Ocean Bank P.O. box for processing and you receive funds faster

Learn more

Give customers the option to pay with credit, debit and gift cards and use their digital wallet, in person and online

Find out how

Send customers electronic invoices and automated payment reminders, plus accept payments by eCheck, credit or debit card

See what you can do

Receive electronic payments up to $100,000 in an instant, at no cost to you or the sender

Find out how Talk with an expert

Here's how we can help

Load on to your digital wallet and pay contactless, plus issue cards to employees to earn rewards faster

Find credit card

Start with a basic checking account and $100 then add services to maximize cash flow

Open Business Checking online

Here's how we can help

Ocean partners with the Small Business Administration to help you access capital to start or grow your business 

 

If your U.S. business has net worth of less than $15 million and reported income after taxes less than $5 million for the past two years, you may qualify for a loan from $125,000 to $5.5 million

Explore options

If your U.S. business has annual revenues less than $7.5 million and has already used other funding sources, you may qualify for a loan up to $2 million

Explore options

Here's how we can help

Enjoy a low intro rate on purchases and balance transfers plus the global acceptance of Mastercard®. Issue cards to employees with set spending limits and earn rewards even faster

Find credit card

Use your Ocean business Certificate of Deposit to back a card with all Mastercard® benefits and features. Get started with as little as $500

Find credit card

Here's how we can help

Fast closing on the right property for your next development with maturity options and repayment terms to meet your goals and timeline

Talk with an expert

Acquire or develop commercial property without tapping into operating cash flow

Talk with an expert

Build from the ground up or renovate from the inside out

Talk with an expert